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Ryan, So.

Oct 17, If the tree in question was unhealthy in some way, your neighbor will be responsible. But if it was a healthy tree, it may be ruled an act of God and you will be on the hook for the damages to your property. See if your insurance company will cover the costs of an arborist who can determine the health of the tree before it came down. They will take good pictures of the tree, proving its. Dec 02, When a neighbor’s tree falls over your property line, yell TIMBER, then call your insurance company.

Home owners policies cover tree damage caused by perils like wind and winter storms.

According to Homes.

Most policies cover hauling away tree debris if the mess is associated with house damage; some will cover cleanup even if no structures were harmed. Florida law states if a neighbor's tree threatens the safety of you or your property, you may phone your local municipal government to report the problem. For instance, if a tree is in imminent danger of falling on your home, the city has the right to compel your neighbor to trim or cut down the threatening tree or pay a fine.

Step 3.

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